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Most people who go online have mainly positive experiences, but, like any other endeavor, there are some risks involved and some annoyances.
The online world, like the rest of society, is made up of a wide array of people.
Most are decent and respectful, but some may be rude, obnoxious, insulting, or even mean and exploitive.
Children get a lot of benefits from being online, but they can also be targets of crime, exploitation and harassment in this as in any other environment.
Phishing is a technique that hackers use to steal information by duplicating legitimate websites with copies that are almost exactly the same; some are very, very convincing.