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—Carol Clark Con: If both parties are young and are just starting out with relatively equal contributions, then it does not seem to make sense to have a prenup signed.

It erodes trust immediately and can leave one feeling suspicious as to the motives of the other. John Beiter Pro: Spending habits need to be considered.

Often, when a loved spouse passes away, there's a strong need for a 'second round'.

After all, loneliness is our #1 enemy and living with a partner can really improve you quality of life.

Social activities: Retirement villages often have active social calendars with concerts, wine tastings, cultural offerings and other fun things to do with your fellow “older adults.” More expensive: If you need skilled nursing care, living in a retirement village might be more expensive than staying in your own home.

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